car Hobart and William Smith Colleges | Gift Planning

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What is Planned Giving?

A planned gift allows you to create a legacy that meets your needs and wishes.

It is a way to support Hobart and William Smith Colleges without affecting your current lifestyle. We believe that it is vitally important that each gift has the benefit and impact that you intend, and we are here to help you choose the gift that's right for you.

This site is designed to make it easy for you to get the information you need when considering a planned gift. You will also find information to share with your financial advisor and estate planner. When you are ready, you can use this site to reach out to us to share your plans, let us know what you are considering, or just to start a confidential, no obligation conversation about what's possible.

The Wheeler Society

The Wheeler Society recognizes individuals and families who have established a planned gift in support of the Colleges. Since it was established in 1989, The Wheeler Society has welcomed more than 1,000 alumni, alumnae, parents and friends who have invested in the Colleges as they have their own families. Their gifts — both modest and large — have reshaped the Colleges and their future.


Consider making a lasting imprint on the future of Hobart and William Smith with a gift you can designate to an area that has meaning to you.

If you've included Hobart and William Smith Colleges in your long term plans or intend to do so, please let us know, so we can welcome you to The Wheeler Society.

How to Give

Not only do you have options for how your gift will be used, you also have options on what to give and how to give. There are gifts that cost you nothing now, gifts that pay you income, and gifts that allow you to decide what happens when.


Beneficiary Designations
Retirement Assets and other Funds

Naming Hobart and William Smith as the beneficiary of a retirement plan asset such as an IRA, 401(k), or 403(b) will accomplish a charitable goal while realizing a significant tax savings.

Gifts from Your Will

Through a provision in your written and executed will or living trust, you can make a gift to Hobart and William Smith. There are many types of bequests. Consult with your attorney to choose the one that best fits your needs and intentions.

Life Income Gifts
Charitable Gift Annuities

You can turn underperforming assets (cash, stock, CDs, etc.) into a gift to Hobart and William Smith that makes payments to you and a loved one. Your Hobart and William Smith charitable gift annuity will return fixed, semi-annual payments for life and provide tax benefits, too.

Gifts of Appreciated Assets
Buy Low. Give High.

When you donate appreciated stocks, bonds, or mutual fund shares instead of cash, your gift costs you less than the amount Hobart and William Smith receives. You’ll get a charitable deduction for the full amount of your gift and avoid the impact of capital gains taxes.

Charitable IRA Rollover
Make a Tax-Free Gift from Your IRA

If you’re 70 ½ or older, each year you can instruct your IRA administrator to transfer all or part of your required minimum distribution (up to $100,000) directly to Hobart and William Smith and avoid paying the tax had you taken it as income.

Gifts of Real Property
Real Estate and Other Property

Like stock, the fair market value of gifts of appreciated assets can be deducted from your income tax today, allowing you to avoid capital gains and reduce estate taxes in the future. There are even ways to donate your home and live there as long as you’d like.

Donor-Advised Funds

Designate Hobart and William Smith to receive all or a portion of the balance of your Donor- Advised Fund (DAF) through your fund administrator (you also can make a grant to us at any time from your donor-advised fund). The balance in your DAF passes to Hobart and William Smith when it terminates.

Gifts Through Trusts

Charitable remainder unitrusts make payments to you or another beneficiary with the remaining value passing to Hobart and William Smith. Charitable lead trusts provide income payments to Hobart and William Smith with the remaining value passing to your heirs. For the savvy donor, charitable trusts can provide tax-advantaged income, eliminate capital gains tax, or preserve assets for your heirs.

Gifts of Life Insurance

Name Hobart and William Smith as the beneficiary of an existing life insurance policy or donate an existing, paid-up life insurance policy you no longer need.

Donor Stories

Let's Talk

We welcome the opportunity to answer questions or provide additional information. Please submit this form or use my contact information below for a confidential conversation.

Office of Advancement

Hobart and William Smith Colleges

300 Pulteney Street, Geneva, NY 14456
(315) 781-3700

Angela Tallo '05

Director of Planned Giving
and The Wheeler Society
(315) 781-3545
Email Angela

For Professional Advisors

If you are working with a professional advisor, or advising a donor, here's a practical guide for including Hobart and William Smith Colleges in a charitable estate plan.


Download Advisor Guide